Was at a fairly major department store yesterday buying a few items, and had this conversation:
cashier #1: Do you have a [store] card you’d like to use?
me: nope
cashier #1: would you like one? It will save you %15!
me: If it’s a credit card, I’m not interested.*
cashier #1: Ok, think about. It’s a good deal.
me: I don’t use credit cards.
cashier #1: You don’t use credit cards? [looks puzzled at other cashier]
cashier #2: Don’t look at me. I don’t use credit cards either!
*you never know. Target now hands out cards that tie directly to your debit card and gives you the same discount as their credit cards.