…but the man sure does good work. I no longer have those God awful default headers rotating through. I also have a nifty logo! Always wanted a personal logo. Might drop by The Hacker Consortium in the next couple of weeks to get some time with their laser engraver and vinyl cutter. I think an… Read More »
Freinds of mine are doing their scream this afternoon. I’m here to watch.
I’m pretty much out of material for now. I had fun writing it and I’m glad I have a place I can point people to now when I get asked stuff in the future. I’ll still be doing posts on the debt free lifestyle, just not every Monday. The Legislative Session is kicking off soon… Read More »
Note: If you don’t have kids, or they are grown and gone, you skip this step. Everyone agrees that you should save for your kids’ college. Problem is, of course, that hardly anyone actually does it. At my college, we called the kids whose parents had actually saved for college those rich kids. I want… Read More »
It’s Turkey Week! I know a lot of you will be hanging out with family and exchanging wish lists for Christmas, so here are some books I recommend from the personal finance side of things: If you invite me to your wedding, you get this book and something from your registry. The Total Money Makeover:… Read More »
Dr. Thomas Stanley had a post yesterday about the houses that millionaires live in, and his figures may shock you. It seems that a whole lot more millionaires live in houses that cost less than $300,000 than those who live in homes that cost more than $1 million. The median home price for the millionaires… Read More »
I was talking with Mrs. wizardpc over the weekend about taking some classes from Tom Givens (warning: auto-playing video w/sound, so mute your speakers) in 2012. Drew has already progressed from ‘never shot a handgun before’ to ‘I want to shoot IDPA’ in less than three months, and the two of us want to take… Read More »
First, let’s do a quick review of The Baby Steps: Save $1000 as a starter emergency fund. Pay off your debts, smallest to largest. Pay minimum payments on everything except the smallest, and absolutely freaking kill the small one. a) Put 3-6 months of expenses away into a Money Market. This is your fully funded emergency… Read More »
In Monday’s post I covered the parameters for getting a mortgage. Most people don’t want to save up for a house, because it takes a long, long time. This post is math-heavy, so just be prepared for that. Let’s say that three years later you decide you need to sell. Because things in the housing… Read More »
Step 1: Determine your maximum price When we started looking for a house we didn’t have much of a down payment. We were still socking away money because we had moved the Debt Snowball payment into the Emergency Fund payment, so switching to the Down Payment Fund was easy. Didn’t feel a thing. Remember the… Read More »